Feel at ease as soon as you enter our beautiful waterfront location in Maroochydore, knowing we have a payment option for you! At Toothco Cotton Tree, we want every person to be able to enjoy healthy, beautiful teeth. We accept all health funds and can claim on the spot through Hicaps. We are also members first providers for Teachers Union Health, Westfund and CBHS. 


We offer interest-free dental payment plans so you can get the work you need done now, and spread the cost over a time that suits you, up to two years! Whether its for emergency dental work or aligners, veneers or dentures, we can tailor a payment option for you! No hidden fees.


For eligible patients, you can also access your super to cover your dental treatment, ask us about it today. 

Text list of participating health funds for accessibility:

ACA Health, AHM, AIA Health Insurance, Apia, Australian Unity, Bupa, CBHS Corporate, CBHS Health, CUA, Defence Health, Emergency Services Health, Frank, GMHBA, GU Health, HBF, HCF, Health Partners, Health.com.au, Healthcare Insurance, HIB, HIF, Latrobe, Medibank Private, Mildura Health, Navy Health, Nurses & Midwives Health, Onemedifund, Peoplecare, Phoenix Health, Police Health, Qantas Insurance, Queensland Country Health, RBHS (Reserve Bank Health Society), RT Health, St Lukes Health, Teachers Health, Transport Health, TUH, Uni Health, Union Health, Westfund Health.


Please note this list is not exhaustive. If you're unsure please call us and we can help! 

The benefits of our interest-free payment plans are:

  • NO interest – ever  


  • NO hidden fees or charges  


  • NO credit check  


  • NO penalties for early repayment  


  • Easy $39 setup fee  


  • Convenient weekly or fortnightly direct debit payment plan  


  • Spread the cost up to 2 years 


  • Just 20% deposit required at the start of treatment  


  • We will work with all health funds to further reduce your out of pocket expense

We also offer afterpay.  

Simply get your treatment, pay in four installments over 6 weeks and never pay interest! 


Click on the afterpay logo to find out more from their website.